Financial Aid Awarding Policies and Forms

Awarding Policies

The Financial Aid Office strives to award all applicants the maximum grant, scholarship, loan, and work-study aid for which they qualify. However, federal, state, and/or institutional guidelines may restrict the total amount or type of award a student may receive.

Institutional Aid is determined based on both merit and demonstrated need. Institutional aid is comprised of all scholarships and grants awarded by the college. The college reserves the right to change institutional financial aid should the status of a student change. Please be aware that any changes in federal aid, outside scholarships, number of credits taken per semester, or housing status may impact your financial aid eligibility. For example, if you change from on-campus to off-campus your estimated Cost Of Attendance (COA) will be reduced as the estimated COA for living off-campus is less than the estimated COA for living on-campus. In turn, your financial aid eligibility will be reduced. Depending on your aid eligibility, grants/scholarships, loans or work-study opportunities may be reduced. In nearly every case, if you are offered a Providence Grant or Scholarship that award will be adjusted.

Aid will be stacked in the following order (unless otherwise stated):

  • Federal Grants
  • State Grants
  • Outside Aid (depending on what the scholarship/award is designated to help cover)
  • Institutional Aid, in the following order:
    • Athletic Scholarship
    • Early Application Scholarship
    • Academic Merit Scholarship
    • Reformed, Christian School or Homeschool Scholarship
    • Christian Leadership Scholarship or Multicultural Scholarship
    • Christian Ministry Grant
    • Travel Grant
    • Sibling Grant
    • Canadian Exchange Rate GrantDirect Subsidized Student Loan
  • Direct Unsubsidized Student Loan
  • PLUS Loan – Parent
  • Alternative Loan

Step 1 – Cost of Attendance

Financial aid cannot stack above Cost of Attendance (COA.)

Step 2 – Institutional Aid

Providence scholarships and grants cannot stack above tuition.

Financial Aid Forms

Need Based Appeal Form Fillable PDF
Need Based Appeal Form Printable

Student Complaint Process

An individual may contact the Bureau for Private Postsecondary Education for review of a complaint. The bureau may be contacted at 2535 Capitol Oaks Drive, Suite 400, Sacramento, CA 95833 or or telephone: (916) 431-6924, fax: (916) 263-1897



Contact Us

“I am extremely thankful for Providence’s mission…it has taught me that no matter what I am studying or thinking on, I am to ask this question, ‘How does it relate to Christ?’”
Johnathan K.
Class of 2015

“The earth is the LORD’s and the fullness thereof, the world and those who dwell therein.”
Psalm 24:1

Deeper Learning for Greater Wisdom